26. März 2025|
AI
|8 months agoSwiss Pension Crisis Forces Retirees Abroad
Growing number of Swiss retirees withdraw pension capital and relocate to more affordable countries, highlighting mounting challenges in retirement affordability.
AI
Generated IllustrationKey Takeaways
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- In 2023, 41% of new pensioners in Switzerland withdrew all of their second pillar capital instead of taking a monthly pension.
- Only 40% of new retirees chose to receive a full monthly pension from their second pillar in 2023.
- Marcello Castelli, a retired waiter, would have received only CHF 2,400 per month combined (OASI + 2nd pillar) if he stayed in Switzerland.
- Castelli can live comfortably in the Apulia region of Italy on €1,200 a month.
By The Numbers
80%
Peak capital withdrawal rate
CHF 100,000
Pension Capital
CHF 1,000
Monthly Pension Equivalent
They Said
"I’m sorry to leave – I just don’t know if I can carry on. I feel forced to go."
"The capital withdrawal trend has increased in recent years. We see peaks of up to 80%."
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The Great Swiss Exodus: Retirement as Economic Exile
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Calculated Survival: When the Numbers Force You Out
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Hospitality's Collapse: The 80% Withdrawal Wave
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